For many people, their pets are more than just animals living in their house. They are members of the family and you want to be able to protect them the way that you would any other loved one. Animals are as likely to get hurt or sick as you are but do not have the same healthcare benefits of a citizen of Canada. If you get hurt while working out or become ill then you know that at least the majority of your hospital and medication bills will be paid for. If you want the same security with your pets than you are going to need to invest in pet insurance.
Two thirds of household pets will have some sort of major health problem in their lifetime. Treatments for these conditions can quite quickly add up to thousands of dollars. If you're paying rent for your residence and all of your other bills than you will likely not be able to readily afford to pay for the care that they need out of your own pocket when an emergency happens. Most pet insurance will cover you for the diagnosis and treatment of your animal. If they are in need of x-rays to see if anything's broken after falling down the stairs at your home or need to see a specialist you will not have to worry about cost. Some plans will even cover you for alternative pet care treatments. Humans can have physiotherapy after an injury and many pets can to. (learn more about the human version at Physioplus Health Bay Street.)
As with standard insurance for your home or your personal health, there are different levels of insurance that will offer you a variety of benefits. If you want to be covered for everything from medications to alternative treatments (like acupuncture for instance) from a veterinary then you might be paying between fifty and eighty dollars for a plan. If you're willing to be only reimbursed for eighty percent of the claims that you make when your pet does fall ill than you may be able to find a policy for under forty dollars a month. You can always customize your pet's insurance coverage to fit your needs and budget.
Whether your dog needs something to help them get around your house in their old age or your cat has an ear infection you want to always be able to get them the help that they need. Investing in pet insurance is a great way to give yourself the peace of mind that you will always be able to do that.